Scenario Planner — Compare Salary Setups (2026)

Net pay is computed using PAYE bands and statutory contributions (NSSF, SHIF, Housing) toggled per scenario.

Three provides a good balance for mobile readability and decision‑making. For more, run separate comparisons.

Export options (CSV/print) will be available when the JS is implemented. For now, you can copy the share link.

We divide annual inputs by 12, compute using monthly 2026 rules, then multiply outputs by 12. This keeps bands, caps and reliefs accurate.

Yes, but only for periods on/after 2024‑12‑27. Before that date they are not deductible from taxable income.

The calculator uses the 2026 NSSF caps: Tier I up to KES 9,000/month and Tier II up to KES 108,000/month with 6% employee contribution on each tier.

Taxable allowances are included in the PAYE base; non‑taxable allowances are added to net after tax. Toggle per scenario to compare.

“Best” is the scenario with the highest net pay for the selected period. We also show the difference vs the chosen baseline.

Values are rounded to the nearest shilling for display. Internally, exact arithmetic is used before the final rounding.

Yes. Use “Copy share link”. Opening it restores scenarios and auto‑computes, so others can see the same results.

The percentage difference shows how much more or less net pay you'd receive compared to the baseline scenario. A positive percentage means higher take-home, negative means lower. Use this to quantify the real value difference between offers.

Yes. Each scenario has independent toggles for NSSF, SHIF, and Housing Levy. This is useful for comparing employment types (e.g., contract vs permanent) or modeling what-if scenarios where certain deductions don't apply.

If net pay is identical, the calculator will show both as tied. In this case, consider non-monetary factors like benefits, work-life balance, career growth, company culture, and job security to make your decision.

The calculator uses official 2026 Kenya tax rates and statutory deduction rates. Results are accurate to the nearest shilling when you input exact figures. However, actual payslips may vary slightly due to employer-specific deductions or benefits not modeled here.

No. While net pay is important, also consider: medical cover quality, pension contributions, leave days, career development opportunities, job stability, commute time, work environment, and long-term growth potential. Use net pay as one factor in a holistic decision.

Yes. Use Scenario A for your current salary and Scenario B for the proposed increase. This shows exactly how much more take-home you'll get after taxes and deductions, helping you evaluate if the raise is worth it.

Choose your current salary or most familiar offer as the baseline. This makes percentage differences more meaningful since they'll show how much better or worse other options are compared to what you know.

Taxable allowances increase your gross for PAYE calculation, reducing net pay percentage. Non-taxable allowances are added after tax, increasing net pay without tax impact. An offer with more non-taxable allowances often results in higher take-home even with lower gross.

Yes. For contract work, you might toggle off NSSF, SHIF, or Housing Levy if not applicable. This shows the true net pay difference between employment types. Remember contracts often lack benefits like medical cover and leave, so factor those costs separately.

Differences occur due to: employer pension contributions, union dues, cooperative deductions, loan repayments, salary advances, or employer-specific benefits. The calculator shows statutory deductions only. Add other deductions manually to get your exact net pay.