Calculate your take-home salary after PAYE, NSSF, SHIF, and Housing Levy deductions.
Open calculatorNet Pay Kenya — Calculate Your NSSF In Seconds
Calculate your exact take-home salary with official 2026 KRA tax rates. Free, accurate, and trusted by thousands of Kenyans. Instant results with detailed breakdowns.
Thousands
Calculations completed this year across Kenya's finance teams.
20+
Calculator types covering payroll, taxes, and Kenyan utilities.
99.9%
Platform uptime monitored in real-time with instant alerts.
Regular
Regulatory updates tracked from KRA, NSSF, SHIF, and EPRA.
Net Pay Calculator Kenya 2026
Calculate your take-home salary with official 2026 KRA tax rates
Trusted By Professionals At:
Popular calculators
Start with the tools finance teams use every day.
Calculate Pay As You Earn tax based on current KRA rates and personal relief.
Open calculatorCalculate NSSF contributions at 6% with updated 2026 ceiling limits.
Open calculatorCalculate Social Health Insurance Fund contributions at 2.75% of gross salary.
Open calculatorCalculate Affordable Housing Levy at 1.5% with exemption checking.
Open calculatorCalculate M-Pesa transaction fees for send money, withdrawals, and Paybill.
Open calculatorRegulatory Updates
Stay informed on tax and payroll changes in Kenya
Active
Try NSSF Calculator
NSSF 2026 Rates Now in Effect
Our calculator has been updated with the new NSSF contribution limits effective February 1, 2026. All calculations now reflect Tier I: KES 9,000 and Tier II: KES 108,000 upper limit.
Next Update: June/July 2026 during Finance Bill
Recent Platform Updates
| # | Date | Update Description | Type | Version |
|---|---|---|---|---|
|
Loading updates... |
||||
Get More From Net Pay Kenya
Everything you need to master Kenya payroll calculations. Completely free, forever.
Save Your Scenarios
Free
- Bookmark calculations for quick access
- Compare multiple salary scenarios
- Track changes across rate updates
Export & Share
Free
- Download breakdowns as PDF reports
- Share calculation links with colleagues
- Print-friendly formatted output
- Export to Excel for payroll teams
Embed on Your Site
Free
- Add calculator widget to your website
- Simple copy-paste embed code
- Auto-updates with latest KRA rates
- Mobile-responsive design
Rate Update Alerts
Free
- Email notifications when rates change
- KRA, NSSF & SHA policy updates
- Weekly finance briefing newsletter
- Early access to new calculators
Quick Reference Guide
Current Kenya payroll rates and key dates at a glance. Updated as regulations change.
Income Tax Rates
Progressive tax bands for monthly taxable income (gross pay minus deductions and personal relief).
NSSF, SHIF & Housing Levy
Mandatory employer and employee contributions calculated on gross salary.
Important Tax Deadlines
Mark these dates for PAYE filing, NSSF remittance, and other payroll compliance requirements.
Reliefs & Exemptions
Tax reliefs that reduce your final PAYE liability and exemptions you can claim as an employee.
Real-World Examples 2026
See exactly what you take home at different salary levels in Kenya using official 2026 rates
Entry Level (KES 30,000)
Breakdown:
- Gross Salary: KES 30,000
- NSSF (6%): KES 1,800
- SHIF (2.75%): KES 825
- Housing Levy (1.5%): KES 450
- PAYE: KES 732
- Net Pay: KES 26,193
Mid-Career (KES 100,000)
Breakdown:
- Gross Salary: KES 100,000
- NSSF (6%): KES 6,000
- SHIF (2.75%): KES 2,750
- Housing Levy (1.5%): KES 1,500
- PAYE: KES 19,308
- Net Pay: KES 70,442
Senior Executive (KES 200,000)
Breakdown:
- Gross Salary: KES 200,000
- NSSF (6%, capped): KES 6,480
- SHIF (2.75%): KES 5,500
- Housing Levy (1.5%): KES 3,000
- PAYE: KES 47,889
- Net Pay: KES 137,131
Executive Level (KES 500,000)
Breakdown:
- Gross Salary: KES 500,000
- NSSF (6%, capped): KES 6,480
- SHIF (2.75%): KES 13,750
- Housing Levy (1.5%): KES 7,500
- PAYE: KES 134,064
- Net Pay: KES 338,206